InvestFD Review – 5 things you should know about

InvestFD Review – 5 things you should know about

Beware! InvestFD is an offshore broker! Your investment may be at risk.



Don’t put all your eggs in one basket. Open trading accounts with at least two brokers.


InvestFD  is one of the many forex companies you may come across when trying to select a broker. Is this company reliable or is it scam? We’ll help you answer that question by looking at some key features.

We visited the company’s website and we found out that there 6 trading accounts aimed at traders with different trading experience and skills – Easy Start, Standard, Trader, Pro Trader, Premium and VIP, which we are going to peruse later (screenshot below).

InvestFD Regulation and safety of funds

On the company’s website footer, we find out that the website is owned and operated by Lengvin Partners LTD, registered  in St. Vincent and the Grenadines (SVG).

You must know that St. Vincent and the Grenadines is an offshore zone and Financial Services Authority in that country does not regulate forex brokers. Would that have any implications if you decide to trade via this company? Absolute yes! What do you think will happen if you choose to trade via this company and invest funds but suddenly the company goes bankrupt? Will you be able to recover your funds? The answer is – No!

Only regulated forex companies from well-established jurisdictions, such as EU, UK and US will provide protection and guarantee for your funds. Why? Because in those jurisdictions forex companies must meet stringent requirements in order to be licensed. In EU and UK they must have an initial capital of no less than 730,000 EUR and contribute to compensation funds which in case of bankruptcy will compensate the EU trader with up to 20,000 EUR and the UK trader with up to 85,000 GBP. Given the fact that forex trading holds a high risk of traders experiencing financial loss (over 70%), you will be well advise to choose a forex company that can guarantee the safety of your funds. Apparently, the forex company in this review is not one of them.

InvestFD Trading software

To its clients, InvestFD offers the MetaTrader4 platform and also a web trader.

We opened the web trader to check out what it’s got to offer (screenshot below). As you can see, the interface is rather simplistic. On the left side, you see displayed the forex pairs with their bid/ask price and spread. In the center, you see the forex pair’s price fluctuation in a given timeframe. For the EUR/USD pair, we see that the spread is 3 pips which is on the high side and the leverage is 1:100. We would like to note here that in some well-established jurisdictions there is a cap on leverage to prevent traders from taking high risks with their transactions. For example, in EU the leverage cap is 1:30 and in the US, it is 1:50. We strongly advise all potential traders to choose brokerages that offer low leverage ration as to not endanger their hard-earned money.


As we already mentioned, the company also offers another trading platform which is MetaTrader 4. Although it was launched 15 years ago, MT4 is still the preferred trading platform for more than 80% of the traders. That’s how good it is! It offers many tools and instruments, such as a topnotch charting package where traders can select different chart types time frames and also a lot of technical analysis indictors, such as Fibonacci retracement which helps predict future directions, automated trading, one click trading function, signals trading and many others.

However, please remember that no matter how good the trading platform may be, nothing compensates the fact that this company is not regulated and as such, trading with it is risky.

InvestFD Deposit/Withdrawal methods and fees

The minimum initial deposit is $250 for the Easy Start account. The other accounts’ initial deposits vary between $1,000 and $250,000.

Payment options are rather limited – via credit card or Paytrio. Also, processing time is rather long – up to 5 business days.

In the Terms and Conditions document and in the Deposit/Withdrawal document, there is no mention of a minimum amount for withdrawal or what fees/commission will be charged. Processing time, again, is rather long – 4-7 business days and clients must fill out and submit withdrawal request form.

If an account becomes dormant (having not been used within 6 months), then the company will deduct 10% from the deposited amount each month. We consider this condition to be rather harsh. If there is a percentage set as fee rather than a fixed amount, it  may cost you a lot of money if fees!

All the abovementioned is indicative that the deposit and withdrawal methods of this company are not designed to the client’s advantage and we advise you to look into a company with better better offer for deposit and withdrawal conditions.

We also found that the company  may offer bonuses or non-deposited funds to its clients. Please note that these funds are not client’s but belong to the broker and usually come with heavy rules. In this particular case, if  you accept a bonus, you must execute a trading volume  of 25 times the amount of the bonus to be able to draw money from your account. As they say, there is no such thing as ‘free lunch’ and should you choose to accept a bonus or a non-deposited fund (we hope you won’t!), then prepare yourself for a lot of hassle. Also, you should know that legit and regulated brokerages do not offer either bonuses or non-deposited funds to its clients. We hope that by now you know why.

How does scam work?

If scammers make a movie, it will probably be called “Dream on”. They make everything sound credible and build their scam on your dreams of getting an easy and quick profit. People get duped if they decide to deposit money into one of the scammers schemes. What you probably do not know is that your hard-earned money goes down the chain to the scammers. Next, you get inundated by daily calls. First, the scammers congratulate you for joining their business, next they try to persuade you to invest even more money. After all, the more money you send, the bigger money fall you can expect. This of course is not how things work. By the time you realise that no money is coming your way, it might be too late. All you want now is to get your money back and get out of there but the scammers have other plans for you and they won’t late get away so easily. Now they try to delay you so that you miss the deadline for chargeback.

What to do if scammed?

If you get scammed, our advice is to act immediately and if you have paid your deposit via credit/debit card you may still have a chance. Visa and MasterCard allow you 540 days time limit to file for chargeback which gives you a fighting chance to recover your money.
However, if you have used bitcoin or bank wire for your payment, the chances of you recovering your money are really slim.
Cancelling your credit/debit card in case you have given the scammers your CVV code may be another good idea. Also, make sure to remove from your PC any software that my give scammers access to your private data stored on your computer.
Whatever you do to recover your funds, beware of the so-called recovery agents. Please make sure that you are dealing with a genuine one by checking their credentials and company’s information transparency. Otherwise, you may fall victim to another form of scam.

Rich Snippet Data
Review Date
Reviewed Broker
Broker Rating

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BrokerCountryRatingMin. DepositWebsite
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UK, Australia4.85/5$50 Click for a special offerWebsite
Cyprus, SVG4.8/5$100 Click for a special offerWebsite

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