Beware! De-Finanz is an offshore broker! Your investment may be at risk.


Don’t put all your eggs in one basket. Open trading accounts with at least two brokers.


The De-Finanz website seems somewhat credible, but that’s exactly why you should always do fact checking before you put your money on the line. De-Finanz is not in fact the licensed forex broker it portrays itself to be. In this review, we will show you the evidence that this is the case and recommend more trustworthy financial service providers.

De-Finanz Regulation and safety of funds

Guaranteed FundsSegregated AccountsNegative balance protection
UK regulated brokers£85 000YesYes
EU regulated brokers€20 000YesYes
AU regulated brokersNoYesYes
US regulted brokersYesYesNo

The most important information about a financial services provider is its regulatory status. Licensed brokers provide detailed information about which company runs them, where it is based, which jurisdictions it is authorised in and which regulatory bodies oversee its activities. The availability of such information does not guarantee that it is not false or misleading.

According to the website footer, this broker is run by a company named De-Finanz Group GmbH.. But the name of this company is not mentioned in the legal documentation on the website. Also nowhere are details of regulatory license provided.

De-Finanz claims to have offices in Germany, Austria and Switzerland.

But a check of the records of the relevant financial regulators reveals warnings that De-Finanz is not authorised to offer financial services.

If you intend to invest in financial instruments, you should beware of the many fake brokers lurking online. Always check carefully whether the broker you choose really has the necessary licences. There are numerous benefits to working with a company that is truly authorised and supervised by a regulatory institution such as the Cyprus Securities and Exchange Commission (CySEC).

There are many advantages to working with such brokers because they must comply with all the requirements of the European Securities and Markets Authority (ЕSМА). They must maintain a minimum net capital of at least EUR 730 000, which guarantees that the company is financially stable and has a serious long-term approach. When clients deposit money in their trading accounts, they are kept segregated from the broker’s operating funds in separate bank accounts. Thus the clients’ money remains shielded in case of mishaps like a broker’s bankruptcy.

All brokers licensed in Cyprus and other EU countries are members of the Investor Compensation Fund, which may cover a maximum of EUR 20,000 per person in the event of broker insolvency. EU forex brokers are required to report their clients’ transactions on a regular basis. This requirement is designed to improve investor protection and promote market integrity and transparency.

De-Finanz Trading software

Analytical toolsAuto tradingCustom indicatorsMobile apps
De-Finanz platform
MT430+ indicatorsAndroid and iOS
MT550+ indicatorsAndroid and iOS
cTrader40+ indicatorsAndroid and iOS

De-Finanz implements a simple web-based trading platform. It should be noted that the presence of a trading platform does not make this website any more legitimate and does not guarantee that this alleged broker offers real trading. Many scammers use rigged trading software to fool their victims that their money is being invested.

Legitimate brokers offer clients a wide selection of trading software, including desktop, mobile apps and web-based platforms. The most widely used platforms in the industry are MetaTrader 4 (MT4) and MetaTrader 5 (MT5).

De-Finanz Trading instruments

FP MarketsYesYesYesYesYes

In the De-Finanz trading software we see instruments from all major classes, including forex, equities, commodities and cryptocurrencies. But as stated, the trading offered by such an unregulated website may be fictitious. If you want to trade the financial markets it is in your best interest to do so through a duly licensed and established company.

De-Finanz Spreads and cost of trading

De-FinanzXMFP MarketsOcta
Spread EURUSD20.61.20.9
Spread GBPUSD21.31.5x
Spread USDJPY21.31.5x

In the trading platform we see a spread of 2 pips – a level that is too high and unprofitable for the trader.

De-Finanz Maximum leverage

UK regulated brokers30:15:110:110:1
EU regulated brokers30:15:12:110:110:1
AU regulated brokers30:15:12:110:110:1
US regulated brokers50:1

A high leverage of 1:200 is set in the De-Finanz trading platform. This is also proof that this could not be a licensed broker operating in the EU. Regulated brokers do not offer such levels to retail traders as trading with high leverage carries risks of sudden and excessive losses.

Another such piece of evidence is the claim that De-Finanz offers bonuses. Regulated brokers are prohibited from offering bonuses and promotions. Scammers often use promises of supposedly generous bonuses to tie their potential victims to extortionate terms.

If you are nevertheless willing to take the risk of high-leverage trading and want to take advantage of bonuses, promotions and prize games, the best option is to use the services of offshore brokers operating under an established brand.

De-Finanz Deposit and withdrawal methods

Deposit timeWithdrawal timePrice
Bank wire2-5 business days2-5 business days$25+
Credit cardInstant24 hoursFree
PayPal1 hour24 hours2%
Skrill1 hour24 hours2%
Neteller1 hour24 hours2%
Crypto24 hours24 hoursFee depends on crypto

De-Finanz claims to offer deposit and withdrawal via credit cards, bank transfer and some e-wallets. But at the time of writing this review, the De-Finanz deposit menu was not functional.

Experience has shown that fake brokers routinely advertise conventional payment methods, but actually steer their potential victims towards cryptocurrency transactions. This not only guarantees them anonymity, but also deprives the defrauded of the option to request a refund or chargeback.

De-Finanz Minimum deposit

De-FinanzXMFP MarketsOcta
Minimum deposit€10000$5$100$100

De-Finanz requires a minimum deposit of EUR 10 000. This is a ridiculously high amount, considering that for 100 EUR or even 10 EUR you could open a trading account with a leading global brand.

De-Finanz Withdrawal requirements

Trading volumeFee/Tax on withdrawalMinimum withdrawal
De-FinanzBonus+Deposit x30Not specifiedNot specified
UK regulated brokersNoNoNo
EU regulated brokersNoNoNo
AU regulated brokersNoNoNo
US regulated brokersNoNoNo

In the text of the Terms and Conditions we find a typical scam trap. withdrawing funds becomes very difficult if the account has received a bonus. In such a case, minimum traded volume requirements of 30 times the value of the bonus plus the deposit must be met.

Top Forex Brokers

BrokerCountryRatingMin. DepositWebsite
US4.99/5$50 Click for a special offerWebsite

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